Moneytree Plan®
Plan for Anything

Moneytree Plan’s in-depth planning captures and analyzes your clients’ current financial situation and illustrates impacts of important decisions on their financial future. Engage your clients, build holistic plans, and choose the most suitable approach for their financial situations.

Holistic Reporting

Reports designed for the complex, yet easy for your clients to understand your recommendations.

In-depth Planning


Cover all your clients’ planning needs with in-depth data and analysis.

Flexible Data


Capture details of clients’ situations and add future changes at any stage of life.

Goal & Cash Flow Planning


Choose a planning approach that best reflects your clients’ situation.

Accurate Results


Validate and reconstruct planning results with a report audit trail system that instills confidence.

How Moneytree Plan Can Help You

Grow Your Business

Provide better products, support, and advice.

Offer comprehensive services, making you more competitive.

Work collaboratively with your clients.

Be the Trusted Advisor

Provide a complete financial picture.

Evaluate your client’s risk tolerance, insurance, and survivor needs.

Gain a holistic understanding of your client’s investments and other assets.

Deliver plans for any stage in your client’s wealth journey.

Moneytree Plan Features allow you to...


Every client has a story and needs a financial plan. From owning a business, educating children, seeing the world, or leaving a legacy, your growing practice will encounter many stories, and you need to trust you have everything covered.

Onboard clients easily

  • Automated Data Entry (Account Aggregation)
  • Client Access Portal
  • Client Questionnaire
  • Configurable Client Account Aggregation

Collaborate with your clients

  • Client Access Portal
  • Connect Client Accounts
  • Secure Document Vault
  • What-If? Scenario Tool

Present comprehensive reports

  • Audit Trail
  • White-label branding
  • Retirement, Assets, Property, Liabilities, Insurance, Estate, Survivor, Loans, and Rental Real Estate

Schedule a Demo of Moneytree Plan

A Moneytree specialist is ready to give you a live tour of our financial planning solutions and answer any questions.


To aspire is to dream. Our goal-based planning solutions enable you to partner with your clients, build plans, assess insurance needs, and see their dreams come true.

Build comprehensive retirement plans and analyses

  • Client Account Categorization
  • Retirement Needs Analysis
  • Retirement Capital Analysis
  • Shortage Solutions
  • Social Security Strategies
  • Medicare Part B Calculations
  • Retirement Capital Estimate
  • Monte Carlo with 10,000 Trials & Fat Tail Option
  • Withdrawal Rates

Analyze insurance needs for the best coverage

  • Life Insurance Graph
  • Survivor Needs Analysis
  • Survivor Capital Estimate
  • Survivor Cash Flow
  • Disability Insurance

Develop comprehensive investment strategies

  • Asset Worksheet
  • Current & Suggested Asset Allocation
  • Asset Risk & Reward
  • Liquidity Analysis
  • Stock Options
  • Rental Real Estate
  • Asset Projection by Taxation Type
  • Total Assets

What Advisors are Saying

Financial advisors love Moneytree Plan’s robust and flexible tools.

Laurie Nardone

One of the things I love about Moneytree is the Audit Trail. I run the numbers, and I kind of have an expectation of what the results will be. Then I can dig into the details and find anything and everything. The program is never wrong!”

Laurie Nardone, Managing Principal, Shira Ridge Wealth Management

Scott McLaine

“Moneytree helps me take a client’s assets and current situation and go back to them with a picture of ‘this is the course you’re on.’ I can understand the realistic outlook for my client’s future. I’m able to enlighten my clients with data and give them a clear picture of where they’re going.

Scott McLaine, Senior BrightAdvisor, BrightAdvisor, LLC


Prosperity means securing your clients’ legacies for generations. Our cash flow-based planning tool prepares your clients for complex situations. You want to see your clients succeed and thrive. Preserve and distribute wealth to see your clients live out their dreams.

Estimate tax impact for different strategies

  • Tax planning for high-net-worth clients
  • Asset growth based on tax qualification (D5)

Project annual net worth

  • Current Year
  • Annual Net Worth Projection

Establish cash flow needed for retirement

  • Current Year
  • Future Year
  • Annual Cash Flow
  • Cash Flow Needed vs. Available
  • Sources of Funds
  • Annual Expense Illustration

Determine capital needs for retirement

  • Retirement Capital Estimate
  • Monte Carlo with 10,000 Trials & Fat Tail Option
  • Withdrawal Rates

Make better decisions to reduce lifetime taxes

  • Current Year Income Tax Analysis
  • Income Taxes Paid
  • Tax vs Income, Tax vs Expense
  • Tax Summary
  • Taxable Income Analysis
  • Dividend, Capital Gain Sources, Capital Gains Worksheet
  • Federal Income Tax Worksheet
  • State Tax Worksheet
  • Supporting Tax Detail: Adjustments to Income, Itemized Deduction and Exemption, Itemized Deduction Phaseout, Alternative Minimum Tax, Early Distribution Taxes
  • Additional Tax/Credit Worksheet, FICA Worksheet, Taxable Social Security, Taxable Earned Income, FICA Worksheet, Taxable Social Security

Minimize estate taxes and costs

  • Current and Future Estate Details
  • Estate Planning Options
  • Educational illustrations
  • Estate Charts

Start Planning Now.

Start a 14-day Free Trial Account. $1,495 per year after.

Begin planning today using financial planning software for top advisors and growing firms.