In the dynamic world of financial planning, few names resonate with the same respect and trust as Moneytree.
Since its founding in 1981, Moneytree has been a beacon of precision and reliability for financial advisors. Today, the company stands at the cusp of a significant transformation, marking a new chapter in its illustrious history.
Acquired by Accutech in 2019, Moneytree has spent the last few years evolving as a company and a provider of top-tier financial planning technology. The latest change? A revamped software suite that amplifies the impact of the legendary Moneytree calculation engine — already one of the most respected in the industry.
This moment isn’t just an update — it’s a comeback. Let’s explore what makes this transformation so important for financial advisors and their clients.
The evolution of Moneytree: A legacy meets innovation
For over 40 years, Moneytree has been a trusted name in financial planning, known for its reliable, accurate calculation engine and ability to handle complex scenarios.
But by 2019, it was clear that the software’s interface and user experience needed to evolve alongside the industry, according to Patrick Spencer, Moneytree Managing Director. That transformation began when Accutech — recognized for innovation in wealth management — acquired Moneytree, seeing its powerful legacy and room for growth.
“Our owner saw Moneytree as a diamond in the rough and aimed to elevate its presence in the marketplace,” Spencer said.
Since then, Moneytree has worked to ensure that its software for financial advisors reflects the same excellence as its industry-leading calculation engine. The technology under the hood was always top-tier; now, the surrounding platform finally matches it — like updating suspension and handling on a high-performance car to reflect what’s powering it.
Here’s a quick look at what we’ve focused on over the past few years:
- 2020–2021: Updated aggregation and API libraries for smoother data integration.
- 2022–2023: Improved integrations for more cohesive workflows across platforms.
- 2024 and beyond: Completely redesigned the user interface and aesthetics to match the engine’s power and precision.
With the evolution now in full view, the rest of this article will explore why this moment marks a major milestone for Moneytree — and how the software is better equipped than ever to support financial advisors and their clients.
Revolutionizing financial planning software
Central to Moneytree’s evolution is its revamped software suite, meticulously designed to meet the contemporary needs of financial advisors. At the heart of this transformation lies the legendary Moneytree calculation engine, celebrated for its unparalleled accuracy. The new interface amplifies this strength, offering a harmonious blend of precision and usability.
Key features:
- Intuitive user experience: The platform boasts a user-friendly interface, allowing advisors to navigate complex financial scenarios easily and making them 20-30% more efficient.
- Improved compliance requests: The updated interface includes a tool that allows clients to share plans for review, with customizable access settings to control who can view or approve documents.
- Interactive reporting tools: Advanced analytics and interactive tools — like easy-to-read, virtual reports — make it easier for clients to stay engaged and informed. Previously, advisors had to sift through lengthy reports to find the simple insights clients needed. Now, Moneytree’s software generates those reports in minutes, streamlining the process for both advisors and their clients.
Introducing Moneytree Essential and Elite
Moneytree has long offered two planning platforms — formerly known as Advise and Plan. Today, they’ve been rebranded as Essential and Elite, but the core functionalities remain the same, tailored to different levels of financial complexity.
- Moneytree Essential, previously called Advise, is a goals-based planning solution ideal for clients focused on saving and investing. It’s built for simplicity and speed, using assumptions-based methodology to help advisors create plans quickly, compare scenarios side-by-side, and spend more time engaging with clients.
- Moneytree Elite, formerly Plan, is built around cash-flow-based planning, offering deeper insight into complex financial lives where money flows in and out of multiple accounts. It’s designed for clients with more sophisticated needs — like business owners, high-net-worth individuals, or those nearing retirement — allowing advisors to build highly customized, detailed plans.
Why this matters for financial advisors
Moneytree’s powerful calculation engine has always delivered unmatched accuracy, but the user experience didn’t reflect the strength behind the software — until now. With a modernized interface and streamlined usability, the updated platform gives financial advisors the tools they need to deepen client relationships and work more efficiently.
Highlights of the update:
- Trusted accuracy: The same industry-leading calculation engine remains at the core, ensuring precise, reliable financial projections.
- Modern user experience: A refreshed look and intuitive navigation make the software easier and more enjoyable to use — for both advisors and their clients.
- Stronger client engagement: Clear, accessible reports and anytime, anywhere access help clients stay informed and involved in the planning process.
- Improved workflow efficiency: Updated aesthetics and interface design allow for faster navigation and more seamless integration with custodians and CRMs.
This evolution isn’t about changing what worked — it’s about bringing the user experience up to the level of the technology that’s always been at the heart of Moneytree. The result? A better experience for advisors, stronger communication with clients, and planning tools that keep pace with modern expectations.
A personal approach to financial planning
At its core, Moneytree has always been about more than just numbers. It’s about people — advisors, clients, and relationships that make financial planning meaningful.
With the new aesthetics and user-friendly platforms, Moneytree is reinforcing this value by:
- Encouraging better conversations between advisors and their clients.
- Providing tools that simplify financial insights without compromising depth or detail.
- Ensuring that every piece of data is accessible and understandable — not just to advisors but to their clients as well.
This is technology that strengthens human connections, not replaces them.
Looking ahead: The future of Moneytree
With this transformation, Moneytree isn’t reinventing what’s always worked, it’s refining it.
The calculation engine at the core remains as powerful and accurate as ever. What’s changed is everything around it: a modern, intuitive interface that makes the platform more accessible, more efficient, and more engaging — for both financial advisors and their clients.
For those looking for software for financial advisors that combines trusted accuracy with refreshed user experience, Moneytree’s updated platform delivers. Experience the next generation of Moneytree and be a part of our journey!
